| Insurance - Long Term Care - Remedies for Aggrieved Policyholders |
|
| Sometimes, the holder of a long-term care insurance contract feels that he or she did not get the benefit of his or her bargain with the insurance company. This may result, for example, from provisions that were clearly delineated in the policy, from items that were in the policy but were not well defined, or from the insurance company overstepping its bounds as an insurer. More... |
|
|
| Employment - Veterans -Employee Redress and Appeals for Federal Government Employment Actions |
|
| Veterans who are federal government employees have certain rights of appeal and redress when they are aggrieved by governmental actions. More... |
|
|
| Assignment and Claims |
|
| It is rare that a patient has to file a Medicare claim for a few reasons. First, those who receive their care through Medicare Advantage Plans (formerly Medicare+Choice) need not file claims at all. Those companies are paid a monthly fee by Medicare and do not have to file claims. More... |
|
|
| Housing - Who Pays For Home Care Services? - Private Third Party Payors |
|
| Three methods of payment for home care services are available to America's elderly population: self-pay, public third-party payors, and private third-party payors. If home care services are not paid by third-party payors, the patient must pay for the services. This is known as self-pay. More... |
|
|
| Annuity Contract Considerations |
|
| The formation and validity of an annuity policy or contract is determined in the same way as a standard contract. The annuity policy must be supported by consideration (unless it is a charitable gift annuity or the annuity involves a bequest). The parties to the annuity contract must have legal capacity to contract. More... |
|
|